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Insurance Statutes & Regs

Arizona Statutes 

Agency/Producer Obligation to Notify ADOI of Criminal Actions
Report of Actions  ARS 20-301
License Denial, Suspension or Revocation; Civil Penalty  ARS 20-295
Application for License (Need to Report Criminal Actions)  ARS 20-285

Auto Statutes
Cell Phone Use While Operating a Vehicle  ARS 28-914
Charging Fees  ARS 20-465
Glass No Deductible  ARS 20-264
Grace Period (Period of time for premium payment to be received by insurance carrier)  ARS 20-1632.01
ID Cards (Insurance identification cards; documentary evidence; exception)  ARS 28-4133
Limits of Liability (Commercial Auto)  ARS 28-4033
Mandatory Auto Insurance Law  ARS 28-4135
Monthly Premium (Fees)  ARS 20-267
Non-Cancellation Law – Personal Auto Provisions Including Issues of Excluding Drivers  ARS 20-1631
              Notice to the Insured  ARS 20-1632
              Grace Period  ARS 20-1632.01            
Policy Requirements for Motor Vehicles  ARS 28-4009
Private Passenger Auto Definition  ARS 20-117
Rate Increase Prohibited (Not At Fault Accidents)  ARS 20-263
Uninsured/Underinsured Law  ARS 20-259.01

Binders
Binders  ARS 20-1120

Commercial Policies
Non-Cancellation Law 
              Scope of Article  ARS 20-1671
              Definitions  ARS 20-1672
              Grounds for Cancellation  ARS 20-1673
              Notice of Cancellation  ARS 20-1674
              Notice of Non-Renewal  ARS 20-1676
              Notice of Change  ARS 20-1677
              Proof of Notice  ARS 20-1678

Countersignature of Agent or Brokers
Countersign/Exceptions  ARS 20-229
Retaliation ARS 20-230  ARS 20-230

Dog Breed Prohibition on Homeowners and Renters Insurance 
Prohibiting Insurance Companies from underwriting and rating based solely on the breed  ARS 20-1510

Electronic or Internet Delivery of Insurance Policies
Electronic Communications and Records; Applicability; Definitions  ARS 20-239
Electronic Posting of Policies; Definitions  ARS 20-240
Electronic Delivery of Insurance Docs Procedure Pursuant to Federal eSign Act and Sample Consent Form  click here

Exclusive Agent 
Prohibiting Insurance Companies from Appointing Exclusive Agents for Certain Policies  ARS 20-460

Homeowners – Dwelling Insurance 
Non-Cancellation Law 
              Application of Law  ARS 20-1651
              Grounds for Cancellation  ARS 20-1652
              Mailing Notice  ARS 20-1653
              Intention of Non-Renewal  ARS 20-1654
              Proof of Mailing  ARS 20-1656 

Licensing
Definitions  ARS 20-281
License Required  ARS 20-282
Exceptions to Insurance Producer Licensing  ARS 20-283
"Person" Defined  ARS 20-105
Assumed Name/Trade Name  ARS 20-297
NonResident Licensing  ARS 20-287
Insurance Producer Records: Individual Licenses  ARS 20-290
Temporary Licensing  ARS 20-294
Effect of Suspension or Revocation of License  ARS 20-296
Commissions  ARS 20-298

Liquor Liability
Social Host  ARS 4-301
Notice of Litigation  ARS 4-302
Serving Minors  ARS 4-311
Liability Limitations  ARS 4-312 

Misquotes
Arizona Department of Insurance and Financial Istitutions Insurance Regulatory Bulletins

Mortgage Companies
Timely Premium Payment  ARS 6-115
Requiring Limits Higher than Replacement Cost  ARS 44-1208
Lending Companies Prohibited Agent Selection
             Designation of particular insurer prohibited  ARS 20-452.01
             Exceptions  ARS 20-452.02
             Evidence of nonviolation  ARS 20-452.03
             Investigation of director of alleged violation  ARS 20-452.04

Rebates
Rebates on Insurance Premium or Commission  ARS 20-452

Surplus Lines 
Surplus Lines: Brokers  ARS 20-407
Surplus Lines License Examination  ARS 20-411
Licensing of Mexican Insurance Surplus Lines Broker  ARS 20-411.01
Required Reports Filed by Surplus Lines Brokers  ARS 20-408
Recognized Surplus Lines  ARS 20-409
Validity of Surplus Lines Insurance: Disclosure; Policy Fees  ARS 20-410 
Statement of Tax Filings  ARS 20-415
Tax on Surplus Lines  ARS 20-416

Trade Secrets
Theft of Trade Secrets; Classification; Definition  ARS 13-1820

Trust Accounts
License Denial, Suspension or Revocation; Civil Penalty  ARS 20-295 A, 4

Workers Compensation Insurance 
Cancellation Time Period  ARS 23-961 F, Part I
Employers Subject to Workers Compensation Laws (including Independent Contractors)  ARS 23-902
Sole Proprietor - Workers Compensation  ARS 23-961 M
Right of Employees to Compensation  ARS 23-1021
Exclusive Remedy  ARS 23-1022
Assigned Risk Plan (as of 1/01/2013)  ARS 23-1091
 

To research the complete list of statutes go to Arizona Revised Statutes
(Most insurance Laws are in Title 20, Workers Compensation in Title 23, Transportation Issues in Title 28)
 

Arizona Department of Insurance and Financial Institutions (DIFI)

Insurance Regulatory Bulletins
Periodically the Arizona DIFI issues regulatory bulletins to facilitate industry compliance with regulatory requirements. Early versions of these bulletins were referred to as Circular Letters.

Additional Links for DIFI:


Arizona Department of Insurance and Financial Institutions
100 North 15th Avenue
Phoenix, Arizona 85007
Insurance Division: (602) 364-3100
Website